Having multiple pets, even mixing cats & dogs are definitely things to keep in mind when thinking insurance. There’s a lot more variables that come into play.

Again, thanks Ashleigh, your input is really appreciated! :)

Sipho my yorkie was the 4th kid in a household of 1 very old multipoo 171/2 and 2 ragdoll cats a large aggressive male and mellow female. A friend suggested pet insurance through AKC – we had never had that but all my friends in the UK swore by it. So we got it.
Poor Sipho – the old dog hated him and tried to kill him but wasn’t able with no teeth. Once he died shortly after Sipho arrived the male ragdoll cat took over the fight. The cat weighed 20 pounds and the yorkie 4lbs – the first thing the cat tried to do was rip the puppies throat out. $2,500 later he was put back together – thank goodness for pet insurance.

The insurance then paid for his neutering and dental issues – the bill was $1,500 but only cost me $125.

The final issue was when the yorkie decided to show the male cat who was boss and the cat tore a 5mm rip right through the cornea – $4,000 vet bill.

So I spent – $70 per month on insurance and they have paid out $8,000 over the last 12 months, no questions asked and they even renewed the policy with no increases.

The good thing is that the male cat went to live in New York City as an only kid to a single women and they love each other. My household is happy and I am not insolvent.

Pet insurance is definitely worth it :)